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Save up to 30% when you combine insurance policies Call today for a FREE personalized quote! Richink Insurance Services 201 E Monticello St, Brookhaven, MS 39601 (601) 835-5070 .

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All other marks contained herein are the property of their respective owners The Insurance Mart, Inc 6045 Ridgewood Rd, Jackson, MS 39211 (601) 956-5093.
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Rates for policies sold through agents and brokers are available, and can also be retrieved, through ProgressiveAgentcom or via the Find a Local Agent button policies are placed through Progressive Specialty Insurance Agency, Inc with that it represents These insurers are not affiliated with Progressive, are solely responsible for claims and pay PSIA commission for policies sold.

A rate from one of the insurers can be provided through this site for a rate from other insurers or more information about PSIA's commission about comparison rates , which are available from Progressive Direct® in most states and situations Rate comparisons provided here are based on our Progressive Direct auto insurance price and product and Progressive Direct's credit evaluation, and do not include prices and products available from Progressive agents Consumers can select a different credit evaluation when they obtain competitor rates through our comparison rate service.

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With the passing of the Affordable Care Act, almost every American is required to enroll in a health care plan, or they face a penalty Health insurance works similarly to other forms of insurance, although it is probably used to cover expenses more often, since car accidents and home damage are relatively rare compared to doctor visits and the need for medicine Health insurance also operates on a premium-deductible model, and policyholders can choose what level of coverage works best for their lifestyle For example, if you visit doctors very infrequently, you may consider a plan with a low premium and a higher deductible On the other hand, people who require regular medical care may wish to pay a higher premium in exchange for more coverage from their deductible.

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When buying a policy, the person agrees to pay a premium, which is small, regular payment based on the losses that may occur If the insurance provider determines there is a greater chance of risk as compared to the average policy, the premium is usually higher Premiums are often paid monthly, and can add up over time up to be greater than the expense of replacing the insured item Many types of insurance only cover a certain amount of risk on an item.
In the event of damage or loss to whatever the policy covers, the policyholder is responsible for the deductible no matter what If the cost of damage or loss is less than the deductible amount, the insurance company does not pay anything If the cost is greater than the deductible, the policyholder only pays the deductible, while the insurance pays the rest Generally, the deductible amount is related to your premium, with a higher deductible usually requiring a lower premium, and vice-versa Insurance Agents.

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